You don’t have to be a Fortune 500 company to be a target. You just have to be open for business.
Cybercriminals no longer need technical skills to target your business — Fraud-as-a-Service puts sophisticated attack tools in anyone’s hands.
You’ve heard of Software-as-a-Service. Now meet its criminal counterpart.
Fraud-as-a-Service (FaaS) is a booming underground economy where cybercriminals sell ready-made attack tools, stolen credentials, phishing kits, and ransomware packages to anyone willing to pay a subscription fee. No technical skill required. No barriers to entry. Just a dark web account and criminal intent.
This new economy lowers the barrier for entry and accelerates the pace of attacks. Even young and inexperienced fraudsters can access sophisticated tools that can be deployed with minimal technical knowledge. The result? A surge in attacks aimed squarely at small and mid-sized businesses — businesses exactly like yours.
In 2025, the FBI received over one million cybercrime complaints for the first time ever. Cyber-enabled fraud accounted for $17.7 billion in total losses. And small businesses are absorbing a disproportionate share of the damage.
Why Your Business Is the Target
Large corporations have security teams, compliance officers, and dedicated budgets. You have a team wearing multiple hats and a firewall that hasn’t been updated since the last administration.
Criminals who used to target only large enterprises now see small businesses as easier prey — because many don’t think they’re targets and often lack the protections to defend themselves.
FaaS attacks against SMBs typically arrive as:
Business Email Compromise (BEC): A convincing email, apparently from your bank or a vendor, redirects a payment to a criminal’s account.
Phishing kits: Pre-built fake login pages that steal employee credentials in seconds.
Ransomware subscriptions: Criminals rent ransomware, deploy it against your files, and split the ransom with the developer.
AI-generated deepfakes: Voice or video impersonations of you or your staff, used to authorize fraudulent transfers.
Business Email Compromise alone generated over $3 billion in losses in 2025.
Practical Action Steps for You and Your IT Team
Enable Multi-Factor Authentication (MFA) on everything — email, banking portals, cloud tools, and remote access. This one step blocks the majority of credential-based attacks.
Conduct a phishing simulation and security awareness training with all staff at least twice per year.
Verify all payment change requests by phone using a known number — never by replying to the email that requested the change.
Audit your email environment for misconfigured permissions, stale accounts, and unusual forwarding rules.
Review and restrict vendor and third-party access to your systems on a quarterly basis.
Maintain tested, offline data backups so ransomware cannot encrypt your only copy.
Create an incident response plan — a written document that tells your team exactly what to do if an attack succeeds.
Questions Your Clients May Ask You
“How do I know my data is safe with you?” You should be able to describe exactly where client data is stored, who has access, and what protections are in place. If you can’t answer this with confidence, it’s time to find out.
“Has your business ever experienced a data breach?” Transparency builds trust. If the answer is yes, explain what happened and what changed afterward.
“What would happen to my files if you got hit with ransomware?” Your answer should include a clear backup and recovery plan with a defined recovery time.
“Do your employees know how to recognize a phishing attempt?” This should be a confident yes — backed by regular training, not just a one-time onboarding video.
How Farmhouse Networking Helps
Farmhouse Networking helps SMBs build the defenses that FaaS criminals count on you not having. From setting up MFA and email authentication, to proactive monitoring, security awareness training, and incident response planning — we make enterprise-grade protection practical for businesses your size.
Ready to Stop Being an Easy Target?
Email us at support@farmhousenetworking.com to schedule a free security consultation. We’ll show you exactly where you’re exposed — and how to fix it before someone else finds out first.
That AI tool looked affordable in the demo. Here’s what most small business owners discover after the first real invoice.
You signed up for a sleek AI tool. The demo was impressive. The monthly price seemed reasonable. Then three months later you’re staring at a vendor bill that’s twice what you expected, your team is still confused about how to use the software, and you’re not sure who owns the data you’ve been feeding into it.
If that sounds familiar, you’re not alone. According to a 2025 Fortune analysis, the advertised price of AI automation represents only 20–40% of the true first-year cost for most small businesses. The rest hides in plain sight — buried in data preparation, staff training, integration fees, security gaps, and consumption-based pricing that scales faster than your revenue does.
AI tools promise to save you money. But are they quietly spending it instead? Here’s what every business owner needs to know before the next invoice arrives.
What the Brochure Doesn’t Tell You: The 6 Hidden Costs of AI
1. Data Cleanup Costs: Before AI can do anything useful, it needs clean, structured data. Most businesses discover their records have duplicate entries, inconsistent formatting, or files locked in formats the AI can’t read. Getting data “AI-ready” commonly costs $1,000–$10,000 and is rarely mentioned upfront.
2. Consumption-Based Billing Surprises: Many AI tools — including Microsoft Copilot, ChatGPT, and Salesforce Agentforce — charge by usage (tokens, conversations, or seat upgrades). A 2025 Zylo survey found 78% of IT leaders reported unexpected charges from consumption-based AI pricing. The more your team uses the tool, the higher the bill climbs, often mid-contract.
3. Integration Expenses: Plugging an AI tool into your existing systems — your accounting software, CRM, email platform, or operations tools — typically costs 30–50% of your total AI budget on top of licensing fees. Legacy systems make this worse, adding another 30–50% to integration costs.
4. The Productivity Dip (The J-Curve): Staff productivity typically drops 15–25% for 3–6 months after an AI tool is introduced. Workflows change. People need training. Mistakes happen. This “J-curve” is a real cost that hits your output before the benefits kick in.
5. Ongoing Maintenance and Monitoring: AI tools don’t run themselves. They need updates, performance monitoring, and occasional retraining. Industry estimates put annual AI maintenance at 15–30% of the original implementation cost — every year.
6. Security and Compliance Gaps: When employees use unsanctioned AI tools — what experts call “shadow AI” — your data goes places you haven’t approved. This creates real liability, especially if you handle any customer financial, health, or personal data.
What You and Your IT Team Should Do Now
Audit every AI tool currently in use — sanctioned or not. Shadow AI is a real and growing problem.
Review your vendor contracts for consumption-based pricing clauses and usage caps.
Assess your data quality before adding any new AI tool. Budget time and money for cleanup.
Map out how each AI tool connects to your existing systems and what it costs to integrate.
Train your team with structured onboarding — not just a login link.
Set a usage policy that defines which AI tools are approved and what data can be shared with them.
Schedule quarterly AI cost reviews so billing surprises don’t compound.
Work with your IT provider to conduct a security review of all AI platforms you’ve adopted.
Questions Your Clients or Team May Ask You
Q: Is it really that expensive? The tool only costs $30 a month.
A: The license is just the entry fee. Once you add integration, training, data cleanup, and monitoring, that $30/month tool commonly becomes $300–$500/month in real total cost. Budgeting for only the license is the most common AI financial mistake small businesses make.
Q: Can’t we just let employees figure it out on their own?
A: Research shows that organizations with unstructured AI adoption see double the training costs and far lower ROI. Worse, employees who figure it out on their own often use unapproved tools that create security and compliance exposure.
Q: What happens if we don’t address the security side?
A: Unsanctioned AI usage has been linked to data breaches that add an average of $200,000 to breach costs, according to IBM’s 2025 Cost of a Data Breach report. For a small business, that’s potentially company-ending exposure.
Q: How do we know if our AI investment is actually paying off?
A: You need to measure specific KPIs before and after AI adoption — things like hours saved per week, error rates, and customer resolution times. Without baseline data, ROI is invisible.
How Farmhouse Networking Can Help
Farmhouse Networking specializes in helping SMBs navigate exactly these kinds of IT cost pitfalls. Our local team can help you:
Conduct a full AI tool audit to identify shadow AI and hidden spend across your organization.
Review your vendor contracts and consumption-based pricing to protect you from billing surprises.
Assess data readiness so you’re not paying for expensive data cleanup after the fact.
Build a secure AI governance policy so your team knows what’s approved, what’s not, and why.
Provide proactive IT monitoring that catches cost and security issues before they become crises.
Ready to Find Out What AI Is Really Costing You?
Don’t wait for the surprise invoice. Send us a message and we’ll schedule a free AI cost and security review for your business. We’ll show you exactly where you stand — no obligation, no jargon, no pressure. Email us today: support@farmhousenetworking.com
How SMB leaders can use an AI boardroom bot to improve preparation, analysis, and decision‑making in their meetings.
Lloyds Banking Group’s deployment of an AI boardroom bot is more than a banking headline. It shows that AI is becoming a serious business tool for better preparation, faster analysis, and smarter decision-making, and SMB owners who adopt it early—with proper controls—can gain a competitive edge.
Practical steps for owners and IT
Start with one business problem, such as meeting summaries, document review, or internal reporting.
Create a simple AI policy that defines approved tools, responsible users, and escalation rules.
Review security, permissions, and data retention before connecting AI to company information.
Put IT in charge of testing, monitoring, and patching any AI-related systems.
Measure results with clear metrics like time saved, error reduction, and decision speed.
Client questions and answers
Q: Is AI only for large enterprises? A: No. SMBs can benefit from targeted use cases if they adopt AI carefully and securely.
Q: What is the biggest risk? A: Uncontrolled access to sensitive information and overreliance on outputs without review.
How Farmhouse Networking helps
Farmhouse Networking helps SMB owners turn AI interest into a secure, practical rollout. We can support strategy, vendor evaluation, security hardening, and IT execution so your team can adopt AI without losing control.
Small business leaders can reduce AI risk by building governance, review processes, and secure IT controls
Businesses are adopting AI faster than ever, often without realizing how many tools already include automation. The Colorado AI Act matters because if AI influences decisions that affect customers, employees, or applicants, your business may need to add oversight, disclosures, and human review.
For SMB owners, the best strategy is simple: know what AI you use, know what it affects, and know who is responsible. That keeps compliance manageable and reduces risk.
What your business should do
Start with an AI inventory across software, plugins, and cloud apps. Then identify which tools affect important decisions, customer experiences, or internal workflows.
Your IT team should review vendor contracts, access controls, logging, and data retention. They should also create a clear process for reviewing AI outputs, correcting mistakes, and responding to customer questions.
Questions customers may ask
Q: Is your business using AI to evaluate me? A: It may be, depending on the service or process.
Q: Can a person review the decision? A: Your business should be able to provide human review where needed.
Q: Why should I care about AI use? A: Because it affects fairness, accuracy, and transparency.
How Farmhouse Networking can help
Farmhouse Networking helps SMBs build a stronger IT foundation for AI governance, security, and compliance. We can help you identify risks, secure systems, and support the operational steps your business needs to take.
Email support@farmhousenetworking.com for more information about how Farmhouse Networking can help improve their business.
Why Length Beats Complexity for Today’s Businesses
Long passphrases provide stronger protection and easier usability than outdated complexity rules, as recommended by NIST.
Businesses often believe adding symbols and monthly password resets makes them secure. NIST’s latest guidance says otherwise: a long, easy‑to‑remember passphrase offers more real protection than complexity tricks.
Password Style
Example Password
Notes on Strength and Usability
Old Complexity Rule (Outdated)
Tr@v3l!92
Short, hard to remember; may be reused or written down; easier for automated attacks to guess.
Old Complexity Rule (Outdated)
Pa$$w0rd!
Common pattern, predictable substitutions (“a”→“@”, “s”→“$”); easily cracked despite complexity.
Old Complexity Rule (Outdated)
M1cR0#Biz
Limited entropy due to short length; users frequently forget or reuse similar versions.
Modern NIST Approach (Recommended)
coffeeandcodeinthefall
Long, natural phrase; easy to remember; high entropy from length and unpredictability.
Modern NIST Approach (Recommended)
mydoglovesthebeachwalks
Secure through length, words chosen personally; human‑friendly without sacrificing strength.
Modern NIST Approach (Recommended)
sevencloudsdriftbyslowlytoday
Strong against brute‑force attacks because of sheer character count and mixed word structure.
Action Steps for Business Owners
Update Your Security Policy: Review password guidelines against NIST SP 800‑63B. Shift to length‑based passphrases.
Use Professional Password Management: Centralize storage and compliance while simplifying employee access.
Add Multifactor Authentication: Combine long passwords with MFA for the strongest possible protection.
Educate Staff Regularly: Train teams to create strong, unique passphrases and spot common cyber threats.
Monitor Access: Implement logging and alerts for suspicious password usage or failed login attempts.
Client Q&A
Q: Why did NIST change its recommendations? A: Research showed that complexity rules lead to bad habits — predictable substitutions and reused passwords — while longer ones resist attacks better.
Q: Do these changes apply to small businesses? A: Yes, small firms face the same credential attacks big ones do. NIST’s standards are scalable and easy to implement.
Q: How can I simplify all this? A: Centralized password management enforces standards automatically and keeps credentials secure without manual oversight.
How Farmhouse Networking Can Help
Farmhouse Networking works with SMBs to implement secure password policy frameworks based on NIST, automate credential management, and train users. Our goal: reduce risk, improve productivity, and strengthen compliance.
Business owner and IT team working together to strengthen BSA AML compliance, improve financial recordkeeping, and reduce banking risk
Even if you are not a bank, your business can be pulled into Bank Secrecy Act (BSA) and Anti‑Money Laundering (AML) expectations through how you move money, handle client funds, or work with financial institutions. Regulators expect banks to understand their customers’ risk profile, which means your business practices, recordkeeping, and security controls matter more than ever.
What BSA/AML Means for Your Business
BSA requires financial institutions to keep records and file reports on certain currency and suspicious transactions to help detect and prevent money laundering.
Banks use a risk‑based approach and look closely at higher‑risk customers such as cash‑intensive businesses or those sending frequent international payments.
Poor documentation, weak controls, or opaque ownership structures at your company can prompt more questions, delays, or even de‑risking by your bank.
Practical Steps for Owners and IT
Business owner actions:
Map money flows: Document where funds come from, where they go, and who approves each step; share this with your bank when asked.
Clarify ownership: Maintain updated records of beneficial owners and key executives so you can respond quickly to due‑diligence requests.
Define policies: Create written policies on accepting payments, refunds, wires, and handling unusual or large cash transactions.
IT actions:
Centralize records: Implement systems that retain transaction logs, invoices, and client identity data securely and for required retention periods.
Monitor anomalies: Use monitoring tools to flag unusual payment patterns (new countries, unusual amounts, odd timing) for review by management.
Secure access: Enforce least‑privilege access, MFA, and audit trails on finance, billing, and banking systems to support internal controls.
Common Client Questions (with Answers)
“Why are you asking for my ID or entity details?”
Banks and their business customers must perform customer due diligence and verify ownership for certain transactions.
“Why did my payment get delayed or flagged?”
Transactions that deviate from expected patterns may trigger additional review under BSA/AML monitoring rules.
“Are my data and documents safe with you?”
Strong access controls, encryption, and logging protect client information used to meet financial and compliance obligations.
How Farmhouse Networking Helps
Farmhouse Networking can design and implement the technical side of your BSA‑friendly environment so your bank sees you as a well‑controlled, lower‑risk customer. Services include:
Mapping and hardening financial data flows across accounting, CRM, and banking systems.
Implementing logging, alerting, and secure storage to support transaction monitoring and documentation.
Preparing your IT environment for bank questionnaires, vendor risk reviews, and audits.
Call to action: Email support@farmhousenetworking.com for more information about how Farmhouse Networking can help improve your business.
What the U.S. Treasury’s New AI Framework Means for You
How the U.S. Treasury’s AI Lexicon and Financial Services AI Risk Management Framework help small businesses govern AI safely and securely
From chatbots to cloud‑based “smart” bookkeeping tools, AI is quietly embedded in many SMB software platforms. The Treasury’s AI Lexicon and Financial Services AI Risk Management Framework give small‑business owners a practical way to manage AI‑related risks—without needing a corporate‑level compliance team.
What SMB owners should do
Create a simple AI inventory: List tools that say they use “AI,” “machine learning,” or “smart automation.”
Ask vendors clear questions: How does the AI work? What data does it use? How are models updated and monitored?
Limit AI for sensitive decisions: Use AI for tasks like email filtering, data entry, or basic analytics, but keep humans in the loop for pricing, hiring, or customer‑impact decisions.
Add AI‑governance to your cybersecurity plan: Treat AI‑enabled tools the same way as any other SaaS—review access, permissions, and data‑handling practices.
Sample Q&A for customers and partners
“Do you use AI to decide which customers get service?” You can say: “AI helps us manage communications and prioritize tasks, but a real person makes decisions that affect you.”
“How do you ensure AI isn’t biased or insecure?” You can reference documented vendor‑review processes, human oversight, and your commitment to strong cybersecurity and data‑protection practices.
Farmhouse can help
Farmhouse Networking can:
Help you build a simple AI‑inventory checklist for your SMB.
Assist with drafting light‑touch AI‑governance language for your policies and customer‑facing communications.
Integrate AI‑risk checks into your existing IT and cybersecurity processes.
Call to action: Email support@farmhousenetworking.com to start a conversation about how AI is already in your business—and how to manage it in a way that’s both powerful and defensible.
Use DNS Filtering to Stay Safe and Open for Business
DNS filtering helps small business owners block AI powered social media scams before employees can reach malicious websites
AI tools now let scammers quickly generate deepfake videos, realistic ads, and convincing phishing messages that target small and mid‑sized businesses on social media. These attacks trick employees into clicking malicious links that steal logins, install ransomware, or divert payments, and incident rates and losses are climbing. DNS filtering offers your business a practical, affordable way to block dangerous sites at the network level before a bad click turns into downtime.
Why AI-Driven Social Media Threats Matter for SMBs
AI deepfakes and fake ads can impersonate your brand or suppliers and lead to look‑alike scam sites.
AI-enhanced phishing leverages details from your website and social media to sound like real customers, partners, or executives.
Web‑based phishing and spoofing attempts are rising sharply year over year, driven by generative AI.
What DNS Filtering Does for Your Business
DNS filtering checks where your employees’ devices are trying to connect and blocks known or suspected malicious domains. For SMBs, this:
Prevents access to phishing pages and fake login screens linked from social media or email.
Reduces malware and ransomware risk by blocking communication with malicious servers.
Gives you visibility into risky browsing and helps enforce acceptable‑use policies.
Action Steps for Business Owners and IT
Document where and how your team uses social media for sales, support, and marketing.
Roll out DNS filtering to office networks, remote workers, and any company‑managed laptops or phones.
Integrate DNS filtering logs with your security monitoring to quickly investigate suspicious activity.
Establish a clear process for verifying unusual requests (wire transfers, password resets, gift card purchases) received via social media or email.
Sample Customer Questions and Answers
“Is it safe to click promotions I see about your business on social media?” We recommend visiting our official website or verified profiles directly, because scammers can create fake ads that lead to malicious sites.
“How do you protect my data from online scams?” We use layered security including DNS filtering to block malicious websites, alongside secure payment providers and strong internal controls.
How Farmhouse Networking Helps SMBs
Farmhouse Networking works with you to understand your business, social media use, and risk tolerance, then designs and manages a DNS filtering solution that fits your size and budget. We deploy, configure, and monitor the service, fine‑tune policies over time, and provide clear reports so you always know how your network is being protected. This is included at no additional cost to all our monthly managed IT services clients.
Call to Action: Email support@farmhousenetworking.com for more information about how Farmhouse Networking can help improve your business and defend against AI‑driven social media threats.
A small business owner working with their IT partner to prepare a CIRCIA‑ready cyber incident response plan.
Many small and midsize business owners assume CIRCIA is aimed only at Fortune 500 companies, but that is a risky assumption. Small and mid‑market organizations can be “covered entities” if they provide critical services or support critical infrastructure, and even those outside scope will feel the ripple effects through clients, insurers, and vendors.
CIRCIA in a Nutshell
CIRCIA (Cyber Incident Reporting for Critical Infrastructure Act) requires covered entities to report substantial cyber incidents to CISA within 72 hours.
Ransomware payments must be reported within 24 hours.
Coverage is based on critical infrastructure role, not just size; small entities can be included if their disruption would impact national or regional security, economy, or public health.
Even if you are not covered, your larger customers and partners may require you to meet CIRCIA-like standards to stay in their supply chain.
Concrete Steps for Owners and IT Teams
Owner-level actions:
Determine your exposure: Identify whether you operate in or support critical infrastructure sectors (healthcare, energy, transportation, government services, etc.).
Review contracts and insurance: Look for new clauses about cyber incident reporting, cooperation, and timelines.
Fund the basics: Approve budget for security monitoring, backups, and an incident response plan; these are now business necessities, not IT “nice‑to‑haves.”
IT / MSP actions:
Perform a security and asset inventory: Know what you have, where it is, and how it is protected.
Implement monitoring and logging: Centralized logs and alerts are essential to detect and investigate incidents fast enough for 72‑hour reporting.
Develop and test an incident response plan: Include decision trees for when to treat an incident as “substantial,” who to notify, and how to collect evidence.
Prepare for CISA reporting, even if “not covered”: Templates and processes for structured incident documentation will help with insurers, regulators, and major customers.
Questions Your Customers May Ask – Answer Set
“Are you compliant with CIRCIA?”
We have implemented incident detection, response, and reporting processes aligned with CIRCIA expectations, and we support our critical-infrastructure customers with the evidence they need.
“If a cyber incident hits you, how will it affect us?”
We maintain backups, response playbooks, and communication plans aimed at minimizing downtime and providing transparent updates.
“Will you tell us quickly if our data is involved?”
Yes. Our procedures require rapid notification to affected customers and support for any regulatory or contractual reporting they must perform.
How Farmhouse Networking Helps SMBs Turn CIRCIA into an Advantage
Farmhouse Networking helps small and midsize businesses use CIRCIA as a catalyst to get modern, business-grade cybersecurity in place:
Determining whether your business or key customers are likely covered entities and what that means for your contracts and obligations.
Implementing security controls—MFA, EDR, monitoring, backups, segmentation—that both reduce incident likelihood and support fast, evidence-based reporting.
Building, documenting, and testing an incident response and communication plan tuned to 72‑ and 24‑hour windows.
Acting as your ongoing IT and security partner so you can answer customer and regulator questions with confidence.
Call to action: Email support@farmhousenetworking.com to find out how Farmhouse Networking can help your small business prepare for CIRCIA and improve your overall cybersecurity resilience.
How to Take Back Control of Your Credentials and Phones
When an MSP controls your passwords and phone system, your entire small business can be held hostage by vendor lock‑in and security risks.
If your MSP controls all your admin passwords and has your phone service in their name, they effectively hold the keys to your entire business. In a dispute, a security incident, or even an acquisition of their company, you could find yourself locked out of critical systems that drive revenue and customer service.
The Real Dangers of MSP Lock‑In
Some providers refuse to release credentials or slow‑roll off‑boarding, forcing clients into “hostage” situations that require legal escalation or aggressive technical takeovers. At the same time, attackers increasingly target MSPs because one compromised technician account can reach many customers’ environments.
When your phone system is outdated or fully tied to that MSP, you pay more each year for less functionality, struggle with remote work, and depend on them for every change. The combination of technical dependence and credential lock‑in is a business‑continuity risk you can’t afford to ignore.
Action Steps for Owners and Their IT Teams
Reassert ownership of core assets
Ensure your company owns master accounts for email, cloud services, line‑of‑business apps, domains, DNS, and phone numbers, with internal admin rights documented.
Centralize credentials in a business‑owned vault
Use a secure password manager or encrypted repository where your business controls the master key and you grant time‑bound, role‑based access to MSP staff.
Implement strong identity and access controls
Enforce MFA everywhere, require strong unique passwords, and use least‑privilege and role‑based access so no external user has unchecked power.
Build clean exit ramps into contracts
Document how credentials, documentation, and phone services will be handed back, and set deadlines and formats for off‑boarding deliverables.
Prepare for the worst‑case scenario
Maintain independent backups, keep an internal “break‑glass” account, and have a written playbook for revoking vendor access and rotating credentials quickly.
Questions Your Customers May Ask
Q: Could your IT company access or leak my data? A: We control the master credentials and use MFA, logging, and access controls so any vendor only has tightly scoped, monitored access to what they need to support us.
Q: What happens if your IT provider is hacked? A: We follow best practices for identity security, vendor risk management, and backups so a single compromised account at an MSP cannot easily cascade into your data.
Q: Are you able to stay operational if you change IT providers? A: Yes—because we own our accounts and phone numbers and have a documented exit process, we can transition providers while keeping systems and support running.
How Farmhouse Networking Helps SMBs
Farmhouse Networking works with business owners to document every critical system, transfer licensing and phone services into the company’s control, and consolidate credentials into secure, business‑owned vaults. We then implement MFA, break glass accounts, role‑based access, and incident‑response plans so neither a single technician nor an MSP relationship becomes a single point of failure.
We can also help you renegotiate or replace MSP contracts with clear off‑boarding terms and test those processes before you ever need them in an emergency.
Email support@farmhousenetworking.com to make sure no MSP can ever hold your credentials, phones, or business hostage again.
And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others. As the Scriptures say,
“They share freely and give generously to the poor. Their good deeds will be remembered forever.”
For God is the one who provides seed for the farmer and then bread to eat. In the same way, he will provide and increase your resources and then produce a great harvest of generosity in you. - 2 Corinthians 9:8-10
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